go your own way. Don't go with the flow. Will, freedom. Development of new directions. Ambitions and opportunities, work outside the template. Creativity, innovation and originality of thinking.

The team leader is connected to teammates. Leadership and organization skills. Feedback, subordination. Establish contact with employees. Trusting relationship and mutual trust. collaboration, teamwork.

Highlighted question marks. priority issue. A clue. Clue. leading question. Intelligence, search for key information. Reasoning and thinking. Education and data analysis. Where to start

Scattered question mark blocks and copy space. Find an answer to a problem. Reasoning and thinking. Get all your questions answered. Self-education and self-analysis. Curiosity and exploration.

Dismissal of employees from the team. Reducing employees, optimizing work, increasing productivity. reorganization. Crisis and downsizing of business. Social and financial assistance after job loss

Raise money to buy a new home. Economy on household bills. energy efficiency and cash saving. Profit from investment in real estate rental. Loan mortgage. Rising spending on bill payments.

Businessman and 2023 blocks near house. Forecast of real estate prices on the new year. Trends and changes, new challenges for the economy and the impact on the housing market. Mortgage loan rates.

Bag with money and magnifying glass. Investigating capital origins. Deposit or loan terms and conditions. Anti money laundering, tax evasion. Find investment funds for business project.

Houses on a calculator and philippine peso money bag. Realty or rental business. Buying and selling. building maintenance. real estate valuation. Mortgage loan. Utilities and services expenses. Taxes

Businessman holds out a money bag to the crowd. Official. staff maintenance. tax collection. Compensation payments. share profit. Providing money, paying salaries and grants. financial support.

Replacing an old employee with a new one. Replace an incompetent worker. business management and human resources. performance improvement. social toxicity. Nepotism. Personnel changes.

Line of credits and bonuses. Cashback shopping bonus. Interest rate, bank loyalty reward program. Attracting new customers to borrow money. Growth of deposit profitability. Take loans and get prizes.

The employer selects the best candidate for the job. Human resources and the labor market. Education and courses. Professional Career Growth. Selected winner. Hire and recruit best workers.

Businessman holds out a russian ruble money bag to the crowd. financial support. tax collection. Compensation payments. Providing money, paying salaries and grants. official. staff maintenance.

House and map location pin icon. Finding a home to buy or sell. Search for housing options. home moving. Relocation for work. realtor services. delivery place. residence and citizenship. Travel

Loan and interest. Money and finance, do business. Attract investments, get loans from banks. Debt restructuring. The discount rate of central bank. Cashback shopping bonus. Return on investment ROI.

Scattered blocks with a question mark. Lots of unknown facts. Analytics and analysis of information. Curiosity, exploration. Induction, deduction. confusing business. Questions and problem solving.

British pound sterling money bag and magnifying glass. Anti money laundering, tax evasion. Deposit or loan terms. Find investment funds for business project. Investigating capital origins.

Real estate generates rental income. Taxes and fees. Investment housing. Property valuation, sale of assets. Building energy efficiency, economy. Rising prices in the real estate market.

Growth of savings with long-term placement of deposits. Increasing the yield of securities. Greater return on investment. Rising prices. Income growth. Raising the discount rate of the central bank.

Money, sandglass and down arrow. Decrease in hourly pay wages. Save savings from inflation. Income falling. Dropping mortgage rates. Decreasing return on investment over time. Reducing costs, prices

tax penalty. Appointment of court punishment for non-payment of taxes and avoidance. Underpayment of estimated tax. fine. Anti-money laundering and non-fulfillment of obligations to the state.

House prices on real estate market. property value. housing cost. Economy class, business and luxury. Increase value. Investment in foreign overseas real estate. rental income. Taxes to the budget

Money, clock and up arrow. Increase in hourly pay wages. Placement of savings on bank deposit. Income growth. Rising mortgage rates. ROI return on investment. customer loyalty program.

Authorized capital for starting a business. Dependence of the company's income on its efficiency. evaluation of work. The cost of organizing business processes. commercial development tools.

Shop supply lines. Logistics and maintenance facilities equipment. franchise business. business management. process optimization. Investment and network expansion. trade coverage. Store outlets

A businessman puts a dollar money bag near the houses. Investments in real estate assets. Construction industry, rental business and hotel tourism. municipal budget of the city. Official.

Reducing housing CO2 emissions. Carbon dioxide reductin, greenhouse gas. Improving utilities and energy efficiency. Net Zero Carbon neutrality. Eco green technologies. Modernization of old living fund

Chain of arrows blocks. consistency and focus. Concept of conformism, vertical of power. Unchanging course of development. moving forward. Education and skill growth. Building a solid strategy.

Time and money. Savings and investments. Retirement funds. ROI. Accounting and audit. Earnings and expenses. Deposit. Mortgage loan

British pound sterling money bag and increasing stacks of coins. Rise in profits, budget fees. Investments. Raise incomes, increase salaries. Financial success. Bonus. Economic growth, GDP. Savings

Dollar money bag and increasing stacks of coins. Savings and accumulation. Economic growth, GDP. Rise in profits, budget fees. Investments. Raise incomes, increase salaries. Financial success. Bonus

The judge is resolving the conflict. Determination of the correctness of the parties, the search for a compromise. Mediation of conflicting parties. Dispute resolution of opposing sides

Shopping cart loaded with houses and sign for sale. Buying and selling housing. Saving money in real estate, investing in housing. Property appraisal. Secondary realty market. Attractive prices.

Residential building and CO2 emissions on scales. Greenhouse gas Emissions. Improving energy efficiency, lowering impact on environment. Decarbonization. Climate change. Annual pollution calculation

Residential buildings with euro price tags and calculator. Property valuation. Investment business plan. Market study. Calculating mortgage. Prices comparison for renting apartments. Housing value.

Residential buildings with dollar prices and calculator. Property valuation. Housing value. Investment business plan. Market study. Calculating mortgage. Prices comparison for renting apartments.

A businessman evaluates candidates for employment. Staff and Human Resource Management. Team building. Employment. Personnel selection. Staffing, recruiting and training workers. Appointment to posts

Businessman with dollar money bag and truck. High income of the transport business and the transport of goods. Good salaries for drivers. Rising prices, global containers shortage crisis. Logistics

Businessman settles problems. Solving problems and conflicts. Settle things up. Building a single correct strategy. Interpretation. Making the right decision, compromise and unity. Simplification plan

Refusal to provide housing. Bank refuse to give a mortgage loan. Low credit score. Confiscation of pledged property. Building commissioning. Building codes. Cancellation of deal buying real estate

Businessman holds out a dollar money bag to the crowd. Official. Providing money, paying salaries and grants. Staff maintenance. Financial support. Tax collection. Compensation payments. Share profit.

Insurance agent holds an umbrella over a men with a crack. Rehabilitation after trauma, drugs, alcohol. Health and life insurance. Psychological help. Social support. Recovery. Protectorate, patronage

South korean won money with goods and an arrow down. Falling profits. Reduction in consumption, trade imbalance. Low sales. Import export. Taxes. National economy fall. Production decline.

House with a question mark and family. Search for affordable housing. Social programs, preferential mortgage loans, government support. Buying a home. Housing issue. Realtor services. Realty

Euro money with goods and an arrow up. Growing profits. Increasing consumption, trade balance. High sales. Import export. Increase in budget revenues from taxes. Economy growth. Production rise.

Reducing greenhouse gas emissions from housing. Environmentally friendly. Improving energy efficiency. Carbon neutral. Low impact on environment. Decarbonization of construction industry and economy.

Security breach. Corporate data leakage. Hacker attack. Multilevel network protection. Search for software vulnerabilities. Violation of the integrity and destruction of the system, irreparable damage

Integration of the team into a new company. Attracting investors. Expansion of the staff, increase in the number of employees. Employment hiring workers. Human resources. Team building, teamwork

Banks art connected in a network. Interbank communication system. Connection of government bodies. Financial system. International Payment. Information exchange, transactions. Anti money laundering.

A hand with a phone and a leek onion plantation Landscape. Agribusiness. Conservation of water resources and pollution reduction. Caring for plants, growing food. High technologies in agriculture.

Broccoli plantations in the sunset light on the field. Cauliflower. Growing organic vegetables. Eco-friendly products. Agriculture and farming. Plantation cultivation. Selective focus

Water flows through the potato plantation. Watering and care of the crop. Surface irrigation of crops. European farming. Providing farms and agro-industry with water resources. Agriculture. Agronomy.

Magnifying glass and wooden houses. House searching concept. Home appraisal. Property valuation. Choice of location for the construction. Search for housing, apartments. Real estate appraiser services

Businessman runs a business. Working with business tools and company components. Human resources, marketing. Financial matters, organizational communication skills. Leader quality. Entrepreneurship

Green eco house with trees. Autonomy and natural resources economy. energy saving housing technologies. Environmentally friendly, energy efficient and zero emissions. Carbon neutrality. Naturalness

Holding a globe with innovations on farm field background. Use of innovative technologies in agriculture. Internet of Things and industry digitalization. Agroindustry and agribusiness. Agriculture

Dollar money bag on farm field. Lending and subsidizing farmers. Grants, financial support. Agribusiness profit. Land tax. Agricultural startups. Secured loan. Investment. Land value valuation.

People form the core of an organization. Formation of company personnel, staffing. Hiring employees, recruiting staff. Human resources. Grouping and consolidation, self-organization. Social processes.

A freshly watered potato plantation in the early morning. Vegetable farming. Surface irrigation of crops. European farming. Agriculture and agribusiness. Fresh green foliage of plants on the field.

Farmer holds freshly picked potatoes in the field. Harvesting, harvest. Organic vegetables. Agriculture and farming. Potato. Selective focus.

Houses connected by lines. Association of residential into a common organization, public service management company. Internet service communication. IoT. Utilities. Consolidation of households

Residential buildings and magnifying glass. Apartment search concept. Buying or renting housing. Realtor service. Monitoring real estate market. Rent of commercial premises for offices. Best options

Money bag and farm field background. Lending and subsidizing farmers. Grants, financial support. Agribusiness profit . Land value valuation. Land tax. Agricultural startups. Secured loan. Investments

Money bag with the word Bonds. A bond is a security that indicates that the investor has provided a loan to the issuer. Equivalent loan. Unsecured and secured bonds.

Leader puts psychological pressure on the subordinate. Stress, nervous breakdown. Burnout at work. Excessive demands, discrimination and violation of labor rights. Aggressive work environment, tyranny

A farmer sprays chemicals on a potato plantation field. Increased harvest. Control of use of chemicals growing food. Protection of cultivated plants from insects and fungal infections.

Blue optimal path among all possible movement options. Business strategic planning, risk management. New markets opportunities. Action plan, solution path. Optimization, adjustment of the process.

People leave the organization. The group ceases to exist. Mass layoffs of personnel. Loss of legitimacy and loyalty of participants. Management crisis. Business closure, company termination.

Red man acts as a contact mediator. Deliberate distortion of information and data manipulation. Influencer. Interests representative, secretary, confidant. Proxy. Lobbyist concept. Grey cardinal idiom

Three out of ten people separated by a line. Visualization of statistical data. 30% of 100%. Polls test results. Equality in numbers. Dividing people into two groups. Market segmentation

A person from the row does not withstand psychological pressure. Stress, nervous breakdown. Weak link. Concept of bullying and humiliation. Burnout at work. Morally and physically broken. Conflict

The concept of connecting people into one group. Consolidation of common efforts. Unity, partnership. Cooperation and collaboration. Merger or division. Reorganization. Division of public opinion

Network of interconnected people. Interactions between employees and working groups. Social business connections. Networking communication. Decentralized hierarchical system of company. Organization

Network of connected people. Communicate interactions between working groups. Company networking communication. Partnerships, business relations development. Decentralized hierarchical system.

A farmer with a mist fogger sprayer sprays fungicide and pesticide on potato bushes. Effective crop protection, environmental impact. Protection of cultivated plants from insects and fungal infections

A red man stands in front of a group of people. Leader leads his crew. Leadership skills. Recognition of being a leader by team members. Unification against the enemy. Establishing contact. Distrust

Connected people. Interactions between employees and working groups. Networking communication. Decentralized hierarchical system of company. Partnerships, business connections. Organization concept

Four out of ten people separated by a line. Visualization of statistical data. 40% of 100%. Polls test results. Equality in numbers. Dividing people into two groups on different issues.

Network of people connected by lines. Team interconnected relations. Communication, information exchange. Social connections interaction. Team building organization. Cooperation and collaboration.

Farmer digs out a crop of potatoes. Harvest first potatoes in early spring. Farming and farmland. Agro industry and agribusiness. Harvesting mechanization in developing countries. Support for farms

Hexagonal figure emerges from holistic structure. Leave the line, exit the system.

Magnet attracts magnetises certain people candidates blocks. Hiring highly qualified professional staff. Find best talent candidate. Human resources. Team building. Marketing and targeting

People form a group. Combining into a cooperative form to achieve a common goal and solve a problem. Political movement, volunteering, social organizations, activists. Collaboration and cooperation

Two bags with green and red arrows up and down. Risk planning. Advantages and disadvantages. Useful and harmful. Decision making, evaluating profit consequences. Choice between positive and negative.

Hand puts dollar bills in glass jar with the word NFT. Non-fungible token. Digitally represented product or asset. Selling digital assets and art through auctions. Blockchain technology.

Wooden blocks NFT - non-fungible token. Digitally represented product or asset. Selling digital assets and art through auctions. Blockchain technology. Monetization, investment in cryptographic tokens

A man connects puzzles with the words Startup and SPAC. Simplified listing entry to stock exchange. Special purpose acquisition company. Funding merger of two companies into new one. Forecasting deal

Wooden puzzle blocks with abbreviation SPAC (Special purpose acquisition company). Simplified listing of company, merger bypassing stock exchange IPO. Assessment of benefits and risks of investments

A hierarchical system of employees in business company. Distribution of duties and responsibilities to lower levels of personnel. Traditional mechanics of managing workers. Personnel management.

Red cross disturbs order of block structure. Violation of terms of contract, termination of deal. Artificial bureaucratic corruption obstacles. System problems, malfunctions and breakdowns. Integrity

Industrial plants and factories network. Economic and logistic ties between industrial producers. Technological supply chains of raw materials and components. Interdependence and Globalization.

The magnet selects one person from the row. Finding the best recruiting candidate. Hiring and staffing. Human resources. Search for the right person. Poaching an employee to your company. Luring

Child stands between his biological mother and foster family. Surrogate pregnancy concept. Birth of a child for further adoption by childless family. Inability to have kids, infertility.

Block tower with blue arrows. Growth, development progress. Road map agreement concept. Career promotion step by step. Education, learning. Reaching a new level. Improving skills. Raising the standard

Employees are connected by lines in a hierarchical system. Business personnel management. Improving work efficiency. Greater autonomy, relationships between company units. Feminization of staff

Group of people and dollar money bag on weight scales. Required payment of staff salaries. Staff maintenance. Profit from worker productivity. Investors investments, shareholders. Financial support

2022 money bag and magnifying glass. Budget planning. Financial goals and plans. Business and finance concept. Forecasting and analysis. Investments. Vision

Blocks team of people kicks out a member to cut staff. Toxicity and conflict. Staff reduction. Department layoffs, optimization of employees. Dismissal of incompetent workers. No vacancies

Five out of ten people separated by a line. Visualization of statistical data. 50% of 100%. Half and half. Dividing people into two groups on different issues. Polls test results. Equality in numbers

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Andrii Yalanskyi

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